$1,135
Average Rate
$1,050–$1,220/yr
Typical Range
$200,000
Minimum Liability

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About Auto Insurance in Mount Pearl

Mount Pearl drivers pay an average of $1,135 annually for auto insurance, though rates vary based on age, driving history, vehicle type, and coverage level. The typical range in the area is $1,050–$1,220/yr.

Newfoundland & Labrador requires a minimum of $200,000 in third-party liability coverage. Shopping around at renewal time is crucial, as rates can vary by 30% or more between insurers for the same driver and vehicle.

Regional Insurance Requirements

RequirementDetails
Minimum Liability$200,000
RegulatorPublic Utilities Board (PUB)
Average Rate$1,135
Marketprivate, competitive

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