$1,000
Average Rate
$940–$1,060/yr
Typical Range
$200,000
Minimum Liability

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About Auto Insurance in Charlottetown

Charlottetown drivers pay an average of $1,000 annually for auto insurance, though rates vary based on age, driving history, vehicle type, and coverage level. The typical range in the area is $940–$1,060/yr.

Prince Edward Island requires a minimum of $200,000 in third-party liability coverage. Shopping around at renewal time is crucial, as rates can vary by 30% or more between insurers for the same driver and vehicle.

Regional Insurance Requirements

RequirementDetails
Minimum Liability$200,000
RegulatorPEI Insurance Regulatory Authority
Average Rate$1,000
Marketprivate, competitive

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